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Estate?
Exercise works best first thing in the morning.

Before your brain figures out what you're doing.

*.*

As I get older, I notice that my wife and my hamstrings have a lot in common.

Both inflexible.

*.*

The burgeoning food and grocery delivery market is setting its sights on a lucrative niche as DoorDash has announced its new pickle jar-opening service for single women.

"DoorDash's new JarDash service provides a much-needed solution for women who lack the male spouses required to open jars of pickles, peaches, jams, and more," said a DoorDash spokesman. "With a tap of the app, women are minutes from having a man walk through their door and pop open that jar of hamburger dills with barely a strain."

DoorDash isn't the only company making their foray into helping single women with services typically provided by husbands. In fact, all major food delivery services are diving in:

Uber Prints - Single, female, and can't get your printer to work? Let an Uber Prints-certified man get that printer spitting out those backed-up recipes for one.

Postmates: Trash - As a single woman, drown in heaps of kitchen rubbish no longer and let a Postmates: Trash agent haul it all out for you. (For a nominal fee, he'll even drag the trash bin out to the street for pick up.)

Grub Hub: Basement Noise Check - Did you just wake from your twin bed to a sound that may or may not have come from the basement? Let our masculine Basement Noise Check team check it out for you. (Baseball bat upgrade available.)

*.*

Oneliners:

The only exercise I did this month was running out of money.

I'll be honest, I thought growing older would take longer.

It takes a lot of courage for a man to admit his wife is wrong.

Never trust a Facebook page with only one profile picture.

I don't always have time to study, but when I do, I don't.

The tongue must be heavy indeed, because so few people can't hold it.

Change is inevitable, except from vending machines.

Nothing is ever accomplished by a reasonable man.

Centipede: An ant built to government specifications.

Waiting in the car is a pretty important part of being a Dad.

*.*

I'm actually not funny.

I'm just really mean and people think I'm joking.

Quote of the Times;
"The barbarian will consume what civilization has slowly produced after generations of selection and effort, but he will not be at pains to replace such goods, nor indeed has he a comprehension of the virtue that has brought them into being. We sit by and watch the barbarian. We are tickled by his irreverence; his comic inversion of our old certitudes; we laugh. But as we laugh we are watched by large and awful faces from beyond, and on these faces there are no smiles.” - Hilaire Belloc, This and That and the Other, 1912

Link of the Times;
Photos Leaked of Horrific January 6 Prisoner Abuse:
https://www.thegatewaypundit.com/2023/08/national-disgrace-photos-leaked-horrific-january-6-prisoner/

Issue of the Times;
Real Estate Disaster by https://market-ticker.org/

Yeah, it’s coming.

Let's preface a bit: All Real Estate is local.

But -- it got a lot less specifically-local in the last three years, and bifurcated basically two ways: Blue and not-Blue.

The problem is that the dynamic of virus restrictions along with wildly ridiculous fiscal and monetary policy drove a dynamic that was utterly unsustainable and, fundamentally, stupid as a whole although for the people doing it the act looked smart at the time. There were several elements of this:

Work-from-home on a near-universal basis was forced by many employers. This, in high-cost areas, drove employees to think they could arbitrage their higher salary (a result of the high cost of living where they were, such as in Chicago, New York, San Francisco and similar) and keep it while moving somewhere much cheaper, such as Tennessee or Florida. For those who pulled this it was a massive windfall, provided they could sell their home in the high-cost place.

Forced-low interest rates meant mortgages were extraordinarily cheap. The brokers of same -- banks, independent shops and similar -- feasted on the fees, both for purchase money (see above for the flow on that!) and refinances. Many of those refinances were strategically wise, being committed just a few years after origination and not materially-lengthening the amortization clock. All of them wildly increased available consumer funds for spending, however, by reducing the monthly payment amount.

These two dynamics skyrocketed home prices. The All-US index went from ~450 to 625, a roughly 40% increase in two years. That is much greater than the explosion higher during the last couple of years of the housing bubble; that was a mere 14%. There were plenty of areas, including where I live, that prices of "real" (not AirBNB friendly) single-family homes roughly doubled and some of those "short-term rental opportunities" were even more-obscene with some of them tripling in three years time.

All of this was ridiculously stupid. The premise that employees operated on -- that they'd never have to set foot in an office again -- was crap. As the pandemic ended so did the curtailment of occupying office space and the cities could not survive with all that office space empty; the tax revenue plus all the retail business activity associated with those people being in the buildings during the day is utterly essential to their fiscal survivability.

Those who thought they could arbitrage their cost of living while keeping their "bonused up" salary are now getting a rude shock: Come back to the office, which we have leased and have to pay for, or be fired. Except..... those employees now live hundreds or even a couple thousand miles away! Worse, they bought houses on <3% mortgages and spent the rest and, while their "price paid" is what it is nothing is moving.

Around here I looked at recent sales. Among single-family homes there are an effective zero from roughly April forward. The top of the Realtor.com page for this county comes up with sales from March, February, May, a couple the first two weeks of June and a couple of (wildly-overpriced cabins) recently. This is the second week of August and Memorial Day to Labor Day, which is a couple of weeks away, is prime closing season here because the kids are out of school and similar.

The market is basically locked up and the reason is quite-clear: Those who bought at the top can't move; they have 3% mortgages and that $500,000 place has a $2,100 payment. The same $500,000 house at 7% carries a payment of $3,326!

The net present value of that payment on their house today is $316,000, a $184,000 loss!

It would be bad enough if they sold out and made the $180,000 profit, banked it, now have the much lower payment and thus the loss is basically a recapture of the profit they made on the other place. But nobody did that; you've seen the consumer sales figures, never mind truck prices shooting moon yet nobody seems to have trouble buying them. How many of those people spent the entire $180,000 and thus its gone?

Never mind wild increases in property tax that have come with those price increases. Some areas (this being one of them) have had that blunted but not all. Florida is one of the "not all" and on top of it, Florida has been monkey-hammered with insane insurance cost increases as well -- both in car and homeowners. The often-used excuse is "climate" but that's BS; hurricanes are not new, but what is new is taking what was a $500,000 house and turning into a million dollar one, so when it gets destroyed the value of the property destroyed and thus the claim size doubles too. What do you think that does to premiums? Now contemplate what happens when the $40,000 truck costs $80,000 and they get destroyed in storms as well. Why have insurance prices skyrocketed? Uh....... yeah.

If you are stuck you ought to contemplate what happens when the guy down the street is forced to sell. Someone in your area will be. One or more of them will be told "come back to work or be fired" and either have to leave irrespective of the financial damage or get fired, find they can't get a job that pays the mortgage anywhere near where they live now (this is an enormous problem here, for example) and thus be forced to puke up the property.

If you think you're immune from that think again. Once the first person does it all the comps within a few miles immediately fail appraisal if that next person tries to sell. The next person is then forced to lower their price lest the deal collapse -- and remember, they have to sell because they either have to return to their old area or get a new job -- and the cycle repeats.

The unwind on this is going to be ridiculously vicious; if you think 2008/09 was bad go back and look at the top-line changes over the two years .vs. the last two of the bubble again. This distortion was three times as bad on a national average basis and double what we saw in many areas during the 05-07 bubble years.

Everyone always tries to tell themselves "oh that can't happen again."

Well, you're right. It won't happen again.

It'll be three times as bad as it was last time and it is coming whether you like it or not.

News of the Times;
CIA and FBI have been modifying Wikipedia articles since 2007, admits Wiki’s co-founder:
https://tfiglobalnews.com/2023/08/03/cia-and-fbi-have-been-modifying-wikipedia-articles-since-2007-admits-wikis-co-founder/

Report Shows GBI Strategies as Part of Massive Left-Wing Dark Money Voting Operation:
https://www.thegatewaypundit.com/2023/08/report-shows-gbi-strategies-as-part-massive-left/

Biden administration has given $2.35 BILLION to the Taliban since the withdrawal:
https://www.dailymail.co.uk/news/article-12386035/Biden-administration-given-2-35-BILLION-Taliban-withdrawal-Damning-report-reveals-huge-wastes-taxpayers-funds-20-years-Afghanistan.html

Soccer Coach Arrested for Drugging and Raping Multiple Children Identified as an Illegal Immigrant:
https://www.thegatewaypundit.com/2023/07/update-tennessee-soccer-coach-arrested-drugging-raping-multiple/

FBI agent lied under oath about knowledge of Hunter Biden laptop, talks with Facebook
https://nypost.com/2023/08/07/fbi-agent-lied-about-knowledge-of-hunter-biden-laptop-talks-with-facebook/

Hunter Biden tax charges dismissed by federal judge:
https://www.msn.com/en-us/entertainment/entertainment-celebrity/hunter-biden-tax-charges-dismissed-by-federal-judge-following-plea-deal-breakdown/ar-AA1fq6KU

Ecuadorian Right-Wing Presidential Candidate Fernando Villavicencio Assassinated:
https://www.thegatewaypundit.com/2023/08/developing-ecuadorian-presidential-candidate-fernando-villavicencio-assassinated-campaign/

8-year-old arrested in Alabama for stealing car at gunpoint, getting into police chase:
https://nypost.com/2023/07/12/8-year-old-arrested-in-alabama-carjacking-police-chase/

Judge Aileen Cannon “Comes Out Swinging” and Delivers Blow to Jack Smith:
https://www.thegatewaypundit.com/2023/08/just-judge-aileen-cannon-comes-swinging-delivers-blow/

The U.S. Has Just 22 EV Charging Points Per 1,000 Road Miles:
https://oilprice.com/Energy/Energy-General/The-US-Has-Just-22-EV-Charging-Points-Per-1000-Road-Miles.html

China's Economy Is A House Of Cards As Cracks Show In Finance System:
https://creativedestructionmedia.com/news/asia/2023/08/08/chinas-economy-is-a-house-of-cards-as-cracks-show-in-finance-system/

Los Angeles Has a Growing Typhus Problem:
https://gizmodo.com/los-angeles-has-growing-typhus-problem-thanks-to-fleas-1850708660

Radical Group Targeting Conservatives and Their Advertisers Plays Victim:
https://www.thegatewaypundit.com/2023/08/imran-ahmed-lawsuit-silence-ccdhate-research/

Harry's Razors just partnered with this trans influencer to sell shaving gear:
https://notthebee.com/article/harrys-razors-partners-with-trans-influencer-to-sell-razors-and-lgbt-propaganda-ceo-refers-to-moms-and-dads-as-birthing-and-non-birthing-parents

This lady says out loud:
https://www.bitchute.com/video/6iDfhJUfEW96/
Cool?
A zoo in China is being accused of, instead of having real bears, having people dressed up in bear costumes.

People got suspicious when they spotted one of the bears on a smoke break.

*.*

His wife returned from the morning shopping expedition and called her husband into the room from the garden.

"Frederick," she said heavily, "When you came home last night you told me you had been to the Grand Hotel with Mr. Wilson. I just met Mrs. Wilson, and she said you were both at the Trocadero. Why did you lie to me like that?"

Hubby groaned. "When I came home last night I couldn't say 'Trocadero.'"

*.*

Oneliners:

Go now, or forever hold your pee.

There is no way to smell your fingers without looking suspicious.

I like long walks, especially when they are taken by people who annoy me.

That moment when you miss one step on the stairs and you think you're going to die.

Every few years, you reevaluate your definition of old.

Why do they call it beauty sleep when you wake up looking terrible?

Golf is a game invented by the same people who think music comes out of bagpipes.

When I was a kid, I literally thought, "This little pig went to market" meant it went shopping.

I'm getting tired of waking up and not being at the beach.

The best time to call me is text message.

*.*

Top 5 Rejected Slogans for Cambell's Soup:

"I burned my tongue!"

"Because nothing is better on a summer day!"

"When you heat up lunch in a pan, everybody wins!"

"Because it's too far to drive to Panera."

"Too lazy to make a sandwich."

*.*

A new study says that the average man will spend 4 months of his life shaving.

I've gotta imagine that must also include a couple of weeks trying to stop bleeding.

Quote of the Times;
“Whenever you find yourself on the side of the majority; It's time to pause and reflect.” - Mark Twain

Link of the Times;
7 Signs of Controlled Opposition:
https://postcardsfromtheageofreason.com/2023/07/20/7-controlled-opposition/

Issue of the Times;
Confirmed Again: The Green Agenda Is Taking Us Backward by I & I Editorial Board

All the cool kids say humanity has to abandon fossil fuels and rely on wind and solar for our electricity and battery-operated cars (which remind us of the toys we played with as kids) to get around. It’s the future, they say. So why does it seem more like the past?

Let’s begin with a fascinating “fer instance”:

“Classic Cars,” says a Motorious headline from late last month, “Are Greener Than Electric Vehicles.” The story below the headline refers to a study from British insurance company Footman James, which is “refreshing,” says the article’s author, “because it doesn’t talk emotional rage, sticking instead to the inconvenient facts.”

And what are those facts?

• “A classic car notching up the national average of 1,200 miles emits 563kg of CO2 a year. By comparison, a new Volkswagen Golf has a carbon footprint of 6.8 tonnes of CO2 the day it leaves the factory, a figure it would take our average classic 12 years to match.”

• “For an electric vehicle, the footprint is even greater. A battery-powered Polestar 2 creates 26 tonnes of CO2 during its production, emissions that would take a typical classic more than 46 years to achieve. By which time, the EV’s cutting-edge lithium-ion battery would have long since lost its ability to hold a charge and been consigned to the nearest recycling facility.”

• “Footman James rightly points out that within that 46-year period, the Polestar 2’s battery will need to be replaced, maybe even swapped for a new one twice or more,” writes Steven Symes for Motorious.

• “And what happens to the battery? Can it really be recycled? The answer for now is no. Meanwhile, the classic car keeps running without contributing significantly to a landfill. But you should feel bad for driving such an awful pollution machine, or so we’re told.”

The narrative says EVs are greener but that’s because the true-believers “just look at tailpipe emissions, behaving as if that’s everything in the equation. They don’t consider pollution generated by the manufacturing process,” says Symes.

That’s not something Symes has made up. It’s the reality. EVs are dirty … and racist. So what else have the Green Shirts given us?

Blackouts. “Rush toward green energy has left U.S. ‘incredibly’ vulnerable to summer blackouts, expert warns,” says a Fox News headline from Monday. “I think the entire country is incredibly vulnerable, because the entire country is facing a huge energy shortage and I don’t think there is any place that is truly safe,” Daniel Turner, founder and executive director at Power the Future, told the network.

Power rationing. Things are so bleak in Great Britain due to high energy costs (always a hallmark of renewables) and the war in Ukraine, that the government might have no choice but to ration electricity “in a manner similar to Edward Heath’s three-day week in the 1970s,” reports the Daily Mail. The scenario could have been avoided, says Watts Up With That, “if Britain maintained coal capacity and developed shale gas reserves.”

Famine. A presidential ban on chemical fertilizers last year wrecked Sri Lanka’s harvest. Even though the ban was lifted “after widespread protests,” says Reuters, “only a trickle of chemical fertilizers made it to farms, which will likely lead to an annual drop of at least 30% in paddy yields nationwide.” Other media reports indicate that a “spiraling food crisis looms,” in the country. Similar environmental nincompoopery is threatening food production in the agriculturally rich Netherlands, where the government has proposed cutting nitrogen oxide and ammonia emissions by half by 2030.

While the political-activist-media industrial complex continually promises a grand future of green energy powering a clean planet, our world is becoming more primitive. This is a rotten tradeoff, but it’s how things are and will be until more of us realize the “cool kids” aren’t so cool after all.

News of the Times;
Bidenomics Delivers First US Credit Downgrade Since Obama:
https://www.libertynation.com/bidenomics-delivers-america-first-downgrade-since-obama/

Video of Black Man Saying All White Children 'Need to Die' Goes Viral:
https://www.newsweek.com/video-black-man-saying-all-white-people-need-die-what-we-know-1816922

They Voted for it:
https://www.revolver.news/2023/08/they-voted-for-it-situation-in-new-york-city-is-starting-to-look-apocalyptic/

Over half of America’s beaches are covered in poop and unsafe to swim in:
https://nypost.com/2023/07/10/over-half-of-americas-beaches-covered-in-poop-unsafe-report/

Zero Amish Children Diagnosed with Cancer, Diabetes or Autism:
https://slaynews.com/news/zero-amish-children-diagnosed-cancer-diabetes-autism/

Elderly Lowe’s Worker Fired After Getting Repeatedly Punched in the Face:
https://www.thegatewaypundit.com/2023/07/elderly-lowes-worker-fired-after-getting-repeatedly-punched/

Pope Francis Places Controversial Argentinean Bishop:
https://www.thegatewaypundit.com/2023/07/pope-francis-places-controversial-argentinean-bishop-as-new/

New study confirms previous research showing that liberals are statistically uglier and unhappier:
https://www.naturalnews.com/2023-06-22-liberals-statistically-uglier-and-unhappier-than-conservatives.html

Rowling Congratulates Anti-Trans Activist After Judges Award $127K For Wrongful Firing:
https://www.zerohedge.com/political/jk-rowling-congratulates-anti-trans-activist-after-judges-award-127k-wrongful-firing

Race relations in Zimbabwe crater without white presence:
https://www.revolver.news/2023/07/myth-dispelled-race-relations-in-zimbabwe-worsen-without-white-presence/

Rev. Al Sharpton's pastor brother is jailed for 30 months:
https://www.dailymail.co.uk/news/article-12284243/Rev-Al-Sharptons-pastor-brother-jailed-30-months-drug-trafficking-income-tax-evasion.html

Town finds out its bank accounts are closed down:
https://www.wnd.com/2023/08/town-finds-bank-accounts-closed/

California man sentenced to life in prison for killing 3 teens:
https://thehill.com/homenews/state-watch/4099396-california-man-sentenced-to-life-in-prison-for-killing-3-teens-over-doorbell-prank/

The Rampant Black Violence On American Military Bases:
https://nationaljusticeparty.com/2023/07/22/the-rampant-black-violence-on-american-military-bases/

Brazilian Faith Healer ‘John of God’ Is Sentenced To Additional 99 Years for Sexual Crimes:
https://www.thegatewaypundit.com/2023/07/brazilian-faith-healer-john-god-is-sentenced-additional/
Valley?
Laugh at your problems.

Everybody else does.

*.*

The doorbell rang and the lady of the house discovered a workman, complete with tool chest, on the front door. “Lady,” he announced, “I’m the piano tuner.”

The lady exclaimed, “Why, I didn’t send for a piano tuner.”

The man replied, “I know, but your neighbors did.”

*.*

"Jill," a teacher reprimanded the teenager in the hall, "do you mind telling me whose class you're cutting this time?"

"Like," the young teen replied, "uh, see, okay, like it's like, I really don't like, think like, that's really important, y'know, like because I'm, y'know, like I don't get anything out of it."

"It's Mrs. Dull's English class, isn't it?"

*.*

Oneliners:

When you think about it, doesn't waking up every day seems a little excessive?

If I say "I'm hungry", you've got around 27 minutes until I become a completely different person.

It's so hot, the Jehovah's Witnesses have switched to telemarketing.

If you and I are ever in a "Don't laugh" situation, please don't look at me.

I think my problem is that I have really fantastic bad ideas.

A pretty important part of being a dad is waiting in the car.

Not doing anything with my life is surprisingly time consuming.

By the time I realized my parents were right, I had kids that didn't believe me.

Remember, it's only embarrassing if you care what people think.

Didn't Selfie Sticks used to be called Friends?

*.*

Top 5 Not Cool Summer Pranks:.

Throwing frozen water balloons.

Giving your friends dissolvable bathing suits.

Give someone really thirsty a nice, ice cold glass of unsweetened lemonade.

Run through a sprinkler you set up in the coffee room at work.

Putting Super Glue on the Slip 'n Slide.

Quote of the Times;
There is a charm, even for homely things, in perfect maintenance. - Auchincloss

Link of the Times;
Analysis of Election Night Reporting and the Companies that Manufacture Election Results:
https://www.thegatewaypundit.com/2023/07/shocking-analysis-election-night-reporting-companies-that-manufacture/

Issue of the Times;
The end of faking it in Silicon Valley by Erin Griffith

Faking it is over. That’s the feeling in Silicon Valley, along with some schadenfreude and a pinch of paranoia.

Not only has funding dried up for cash-burning startups over the past year, but now, fraud is also in the air, as investors scrutinize startup claims more closely and a tech downturn reveals who has been taking the industry’s “fake it till you make it” ethos too far.

Take what happened in the past two weeks: Charlie Javice, the founder of the financial aid startup Frank, was arrested, accused of falsifying customer data. A jury found Rishi Shah, a co-founder of the advertising software startup Outcome Health, guilty of defrauding customers and investors. And a judge ordered Elizabeth Holmes, the founder who defrauded investors at her blood testing startup Theranos, to begin an 11-year prison sentence April 27.

Those developments follow the February arrests of Carlos Watson, the founder of Ozy Media, and Christopher Kirchner, the founder of software company Slync, both accused of defrauding investors. Still to come is the fraud trial of Manish Lachwani, a co-founder of the software startup HeadSpin, set to begin in May, and that of Sam Bankman-Fried, the founder of the cryptocurrency exchange FTX, who faces 13 fraud charges later this year.

Taken together, the chorus of charges, convictions and sentences have created a feeling that the startup world’s fast and loose fakery actually has consequences. Despite this generation’s many high-profile scandals (Uber, WeWork) and downfalls (Juicero), few startup founders, aside from Holmes, ever faced criminal charges for pushing the boundaries of business puffery as they disrupted us into the future.

The funding downturn may be to blame. Unethical behavior can largely be overlooked when times are good, as they were for tech startups in the 2010s. Between 2012 and 2021, funding to tech startups in the United States jumped eightfold to $344 billion, according to PitchBook, which tracks startups. More than 1,200 of them are considered “unicorns” worth $1 billion or more on paper.

But when the easy money dries up, everyone parrots the Warren Buffett proverb about finding out who is swimming naked when the tide goes out. After FTX filed for bankruptcy in November, Brian Chesky, CEO of Airbnb, updated the adage for millennial tech founders: “It feels like we were in a nightclub and the lights just turned on,” he tweeted.

In the past, the venture capital investors who backed startups were reluctant to pursue legal action when they were duped. The companies were small, with few assets to recover, and going after a founder would hurt the investors’ reputations. That has changed as the unicorns have soared, attracting billions in funding, and as larger, more traditional investors including hedge funds, corporate investors and mutual funds have entered the investing game.

“There is more money at stake, so it just changes the calculus,” said Alexander Dyck, a professor of finance at the University of Toronto who specializes in corporate governance.

The Justice Department has also been urging prosecutors to “be bold” in its pursuit of more business frauds, including at private startups. Thus, charges for founders of Frank, Ozy Media, Slync and HeadSpin and expectations of more to come.

IRL, a messaging app that investors valued at $1 billion, is being investigated by the Securities and Exchange Commission for allegedly misleading investors about how many users it had, according to reporting from The Information. Rumby, a laundry delivery startup in Ohio, allegedly fabricated a story of financial success to secure funding, which its founder used to buy himself a $1.7 million home, according to a lawsuit from one of its investors.

News outlets have also reported unethical behavior at startups including Olive, a $4 billion health care software startup, and Nate, an e-commerce startup claiming to use artificial intelligence. A spokesperson for Olive said the company has “disputed and denied” the reported allegations.

All of this creates an awkward moment for venture capital investors. When startup valuations were soaring, they were seen as visionary kingmakers. It was easy enough to convince the world, and the investors in their funds — pension funds, college endowments and wealthy individuals — that they were responsible stewards of capital with the unique skills required to predict the future and find the next Steve Jobs to build it.

But as more startup frauds are revealed, these titans of industry are playing a different role in lawsuits, bankruptcy filings and court testimonies: the victim that got duped.

Alfred Lin, an investor at Sequoia Capital, a top Silicon Valley firm that put $150 million into FTX, reflected on the cryptocurrency disaster at a startup event in January. “It’s not that we made the investment, it’s the year-and-a-half working relationship afterwards that I still didn’t see it,” he said. “That is difficult.”

Venture capital investors say their asset class is among the riskiest places to park money but holds the potential for outsize rewards. The startup world celebrates failures, and if you’re not failing, you’re viewed as not taking enough risks. But it is unclear whether that defense will hold as the scandals become more humiliating for everyone involved.

Investors are increasingly asking consultants like RHR International to help identify the telltale signs of “Machiavellian narcissists” who are more likely to commit fraud, said Eden Abrahams, a partner at the firm. “They want to tighten up the protocols around how they’re assessing founders,” Abrahams said. “We had a series of events which should be prompting reflections.”

Startups have many of the conditions most associated with fraud, Dyck said. They tend to employ novel business models, their founders often have significant control and their backers do not always enforce strict oversight. It is a situation that’s ripe for bending the rules when a downturn hits. “It’s not surprising we’re seeing a lot of frauds being committed in the last 18 months are coming to light right now,” he said.

When Javice was trying to sell her college financial planning startup, Frank, to JPMorgan Chase, she told an employee not to share exactly how many people used Frank’s service, according to an SEC complaint. Later, she asked the employee to fabricate thousands of accounts, assuring her staff that such a move was legal and that no one would end up in “orange jumpsuits,” the complaint said.

After JPMorgan bought the startup for $175 million in 2021, Frank’s investors were quick to take a congratulatory victory lap on Twitter. “So many more students & families will now have greater access to financial aid & #highered opportunities,” an investor at Reach Capital wrote. “It’s so exciting to know you will now have an even bigger platform to make a positive impact on the lives of so many people!” was the praise from an executive at Chegg, which invested.

Javice faces four counts of fraud. This past week, JPMorgan accused her of transferring money to a shell company after the bank uncovered her alleged fraud.

Outcome Health, which sold drug ads on screens in doctors’ offices, raised $488 million from investors including Goldman Sachs, the Google-affiliated fund CapitalG and the family of Gov. J.B. Pritzker of Illinois while making public claims of breakneck growth and profitability. In reality, the company had missed its revenue targets, was struggling to manage its debt load and was overbilling its customers.

Yet investors plowed money in anyway and even allowed Outcome Health’s co-founders, Shah and Shradha Agarwal, to cash out $225 million worth of shares. One of the company’s smaller investors, Todd Cozzens of Leerink Partners, said he was not deterred by red flags like missing revenue targets and other “sloppiness,” because “they could have cleaned that up.” The company crossed into fraud when it altered a sales report, which would have been difficult for outsiders to detect, he said.

“This was a great business model and the product was working, but these founders got really greedy,” he said. “They wanted more.” Cozzens’ firm lost 90% of its $15 million investment.

Shah was convicted of 19 counts of fraud and Agarwal of 15. A spokesperson for Shah said that the verdict “deeply saddens” him and that he plans to appeal. Agarwal’s counsel said they were reviewing the verdict and considering her options.

Slync’s founder, Kirchner, lied to investors about Slync’s business performance and used the money raised to buy himself a $16 million private jet, among other misappropriations, according to an SEC complaint. When one investor dug into Slync’s finances, Kirchner told the person that Slync was in the process of switching to a new financial service provider, the complaint said. The investor wired $35 million.

A Slync spokesperson said the company has appointed a new CEO, is cooperating with the government’s investigations, and “looks forward to a just resolution of this matter.”

FTX raised nearly $2 billion from top investors including Sequoia Capital, Lightspeed Venture Partners and Thoma Bravo, giving it a valuation of $32 billion. The company was so poorly run that it didn’t even have a complete list of people who worked there, according to a report issued by the company’s new management this month. Bankman-Fried told colleagues at one point that FTX’s sister hedge fund, Alameda Research, was “unauditable” and that the team sometimes found $50 million in assets lying around that they had lost track of. “Such is life,” he wrote.

Sequoia, which commissioned a glowing profile of Bankman-Fried to publish on its website, apologized to investors after the company collapsed. It also deleted the profile.

Lin explained at the startup event that venture capital industry was ultimately a business based on trust. “Because if you don’t trust the founders that you work with,” he said, “why would you ever invest in them?”

News of the Times;
Tucker Carlson Makes Chilling Prediction About 2024:
https://pjmedia.com/news-and-politics/matt-margolis/2023/06/28/tucker-carlson-makes-chilling-prediction-about-2024-n1706985

Who Is Really President? Hint, It's Not Crooked Joe:
https://townhall.com/columnists/jeffcrouere/2023/07/03/who-is-really-president-hint-its-not-crooked-joe-n2625242

US farmer warns ‘China is quietly taking over’ food security:
https://finance.yahoo.com/news/us-farmer-warns-china-quietly-110052576.html

Yellen and her close ties to the CCP:
https://gnews.org/m/1437813

Joe Biden Terrorizes a Young Child at NATO Summit by Licking Her Repeatedly:
https://thinkcivics.com/watch-joe-biden-terrorizes-a-young-child-at-nato-summit-by-licking-her-repeatedly/

Researcher dead after experimental hybrid electric car explodes:
https://www.wnd.com/2023/06/researcher-dead-experimental-hybrid-electric-car-explodes-driving/

Pfizer Vaccine Batches in the EU Were Placebos, Say Scientists:
https://dailysceptic.org/2023/06/28/pfizer-vaccine-batches-in-the-eu-were-placebos-say-scientists/

Mysterious white powder in White House that prompted evacuation tests positive for cocaine:
https://www.theblaze.com/news/mysterious-white-powder-in-white-house-that-prompted-evacuation-tests-positive-for-cocaine

Electric Cars Are An Expensive Scam:
https://thefederalist.com/2023/06/29/electric-cars-are-an-expensive-scam/

Joe Biden’s White House Payroll at Historic Highs:
https://www.thegatewaypundit.com/2023/07/joe-bidens-white-house-payroll-historic-highs-524/

The Unsayable Truth About the Housing Crisis:
https://dailysceptic.org/2023/06/29/the-unsayable-truth-about-the-housing-crisis-is-that-it-is-driven-by-mass-immigration/

Climate Terrorists Vs Gender Occultists:
https://redstatenation.com/video-climate-terrorists-vs-gender-occultists-the-clash-weve-been-waiting-for/

American Banks Closed 273 Branch Locations in May Alone:
https://discernreport.com/american-banks-closed-273-branch-locations-in-may-alone/

Stabbing of Canadian professor and 2 students:
https://nypost.com/2023/06/30/stabbings-in-gender-studies-class-was-motivated-by-hate/

7-year-old injured after first socialist Boston city council member crashes uninsured car:
https://thepostmillennial.com/7-year-old-injured-after-first-socialist-boston-city-council-member-crashes-uninsured-car-while-driving-with-suspended-license
July?
I just realized that a lot of people don't like holding hands in public.

Especially, if they don't know you.

*.*

I was on vacation in Texas, and was appalled by Dallas' chaotic traffic.

I asked the bellhop at the hotel why it was so disorderly.

"In some countries, they drive on the right, in others on the left. Here, we drive in the shade."

*.*

A woman, searching for a job, inquired about the benefits. The Personnel Manager informed her they had group health and life insurance, but the costs were deducted from the employee's pay.

She said, "My last employer had full health coverage, as well as five years' salary for life insurance and a month's sick leave AND they paid the full premiums."

"I can't help but ask madam why you would leave a job with such benefits”, the interviewer asked.

"The company went bankrupt!”

*.*

Today my daughter gave my wife a big hug for no reason.

Then she turns to me and says, "Your right dad, mom has gained a little weight."

Our dog is currently making room for me in his house.

*.*

Every time I come home my dog runs at me like he's hoping we finally nail the lift from "Dirty Dancing."

Quote of the Times;
“If the State won't acknowledge God, the State will become "god," for there will be no higher power. Christian nationalism then, if truly Christian, desacralizes the State, for it puts it back in its proper place: As a *servant* of God. Many misunderstand this.” - Wolfe

Link of the Times;
Chinese Intel Arm Quietly Operates ‘Service Centers’ In 7 US Cities:
https://dailycaller.com/2023/06/17/china-intelligence-service-centers-ccp/

Issue of the Times;
Jefferson and the Declaration by Ilana Mercer

For most Americans, Independence Day means firecrackers and cookouts. The Declaration of Independence — whose proclamation, on July 4, 1776, we celebrate — doesn’t feature. Contemporary Americans are less likely to read it now that it’s easily available on the Internet, than when it relied on horseback riders for its distribution.

It is fair to say that the Declaration of Independence has been mocked out of meaning.

Back in 1776, gallopers carried the Declaration through the country. Printer John Dunlap had worked “through the night” to set the full text on “a handsome folio sheet,” recounts historian David Hackett Fischer in Liberty And Freedom. And the president of the Continental Congress, John Hancock, urged that the “people be universally informed.” (They were!)

Thomas Jefferson, the author of the Declaration, called it “an expression of the American Mind.” An examination of Jefferson’s constitutional thought makes plain that he would no longer consider the collective mentality of contemporary Americans and their leaders (Ron Paul excepted) “American” in any meaningful way. For the Jeffersonian mind was that of an avowed Whig — an American Whig whose roots were in the English, Whig political philosophy of the seventeenth and eighteenth centuries.

Come to think of it, Jefferson would not recognize England as the home of the Whigs in whose writings colonial Americans were steeped — John Locke, Algernon Sidney, Paul Rapin, Thomas Gordon and others.

The essence of this “pattern of ideas and attitudes,” almost completely lost today, explains David N. Mayer in The Constitutional Thought of Thomas Jefferson, was a view of government as an inherent threat to liberty and the necessity for eternal vigilance.

Indeed, especially adamant was Jefferson about the imperative “to be watchful of those in power,” a watchfulness another Whig philosopher explained thus: “Considering what sort of Creature Man is, it is scarce possible to put him under too many Restraints, when he is possessed of great Power.”

“As Jefferson saw it,” expounds Mayer, “the Whig, zealously guarding liberty, was suspicious of the use of government power,” and assumed “not only that government power was inherently dangerous to individual liberty but also that, as Jefferson put it, ‘the natural progress of things is for liberty to yield and government to gain ground.'”

For this reason, the philosophy of government articulated by Jefferson in the Declaration radically shifted sovereignty from parliament to the people.

By “all men are created equal,” moreover, Jefferson, who also wrote in praise of a “Natural Aristocracy,” was certainly not implying that all men were similarly endowed. Or, that they were naturally entitled to healthcare, education, a decent wage, amnesty, or entry into the country he and the Constitution makers bequeathed.

Rather, Jefferson was affirming the natural right of “all men” to be secure in their enjoyment of their “life, liberty and possessions.”

But Jefferson’s muse for the “American Mind” is even older.

Notwithstanding the claims of the “multicultural noise machine,” the Whig tradition is undeniably Anglo-Saxon.

Our Founding Fathers’ political philosophy originated with their Saxon forefathers, and the ancient rights guaranteed by the Saxon constitution. With the Declaration, Jefferson told Henry Lee in 1825, he was also protesting England’s violation of her own ancient tradition of natural rights. As Jefferson saw it, the Colonies were upholding a tradition the Crown had abrogated.

Philosophical purist that he was, moreover, Jefferson considered the Norman Conquest to have tainted this English tradition with the taint of feudalism. “To the Whig historian,” writes Mayer, “the whole of English constitutional history since the Conquest was the story of a perpetual claim kept up by the English nation for a restoration of Saxon laws and the ancient rights guaranteed by those laws.”

If Jefferson begrudged the malign influence of the Normans on the natural law he so cherished, imagine how he’d view America’s contemporary cultural and political conquistadors — be they from Latin America, the Arabian Peninsula, and beyond — whose customs preclude natural rights and natural reason!

Naturally, Jefferson never entertained the folly that he was of immigrant stock. He considered the English settlers of America courageous conquerors, much like his Saxon forebears, to whom he compared them. To Jefferson, early Americans were the contemporary carriers of the Anglo-Saxon project.

The settlers spilt their own blood “in acquiring lands for their settlement,” he wrote with pride in “A Summary View of the Rights of British America.” “For themselves they fought, for themselves they conquered, and for themselves alone they have right to hold.” Thus, they were “entitled to govern those lands and themselves.”

Like it or not, Thomas Jefferson, author of The Declaration, was sired and inspired by the Anglo-Saxon tradition.

News of the Times;
Annual numbers of excess deaths in the US are growing:
https://news.yahoo.com/annual-numbers-excess-deaths-us-122956660.html

Off-Duty Pilot Steps In to Help Land Plane After Pilot Becomes Incapacitated:
https://wltreport.com/2023/06/27/off-duty-pilot-steps-in-to-help-land-plane-after-pilot-becomes-incapacitated/

Charity Worker Caught Trying To Sell Baby To Organ Harvesters:
https://www.infowars.com/posts/charity-worker-caught-trying-to-sell-baby-to-organ-harvesters-in-ukraine-after-paying-mother-1000/

Biden Wanders Off Set Of Softball Interview After Claiming There Was A Civil War In 1960:
https://summit.news/2023/06/30/video-biden-wanders-off-set-of-softball-interview-after-claiming-there-was-a-civil-war-in-1960/

France Burns, Macron Dances:
https://spectator.org/france-burns-macron-dances/

French Police Say They are “At War” with “Savage Hordes of Vermin”
https://theconservativetreehouse.com/blog/2023/07/01/previously-diversity-is-our-strength-currently-french-police-say-they-are-at-war-with-savage-hordes-of-vermin/

Hundreds of teenagers swarm streets of Chicago neighborhood:
https://www.theblaze.com/news/teens-swarm-chicago-lakeview-takeover

In Chicago, you can order your kid to kill someone and get off scot free:
https://hotair.com/jazz-shaw/2023/06/28/in-chicago-you-can-order-your-kid-to-kill-someone-and-get-off-scot-free-n561175

Supreme Court rejects affirmative action at colleges as unconstitutional:
https://www.cnbc.com/2023/06/29/supreme-court-rejects-affirmative-action-at-colleges-says-schools-cant-consider-race-in-admission.html

Supreme Court Blocks Biden from Hacking the U.S. Constitution:
https://www.nationalreview.com/2023/06/supreme-court-blocks-biden-from-hacking-the-u-s-constitution/

The Supreme Court continues its winning streak with a major victory for religious liberty:
https://notthebee.com/article/the-supreme-court-continues-its-winning-streak-by-handing-a-major-first-amendment-victory-to-religious-americans

NYC Bans Delicious Pizza for Climate Change:
https://www.americanthinker.com/articles/2023/06/nyc_bans_delicious_pizza_for_climate_change.html

Top library official goes public with scheme to pounce on Christians:
https://www.wnd.com/2023/06/top-library-official-goes-public-scheme-pounce-christians/

The Persecution of Roman Catholic Bishop Strickland is a Warning to the Orthodox:
https://orthodoxreflections.com/the-persecution-of-roman-catholic-bishop-strickland-is-a-warning-to-the-orthodox/

School reported mothers to FBI, claiming they were ‘dangerous’ after questioning leftist curriculum:
https://patriotbarbie.com/news/law-enforcement/school-reported-mothers-to-fbi-claiming-they-were-dangerous-after-questioning-leftist-curriculum-lawsuit-says/
Satellite?
I'm at my boss's funeral, kneeling and whispering at the coffin.

"Who's thinking outside the box now, Gary?"

*.*

Seeing his shares plummet on a black morning during the recession, the boss called to his secretary, “Get my broker, Miss Wilks!”

”Certainly, sir. Stock or pawn?”

*.*

Following the release of the latest chapter in the Indiana Jones series, Hollywood producers worry they're running out of cherished classic movie heroes to turn into sad, pathetic, old failures.

"Indiana Jones is the cultural icon of virility and energy," Jackson Jones, producer at LucasFilms Ltd., said. "What we've done in the latest movie is create an Indiana-Jones-esque character that's just sort of a flaccid old cranky bummer who sucks at life. It makes us wonder: what other beloved movie characters can we neuter and ruin? Don't worry, we're on the hunt!"

Disney producers have announced they're also searching for more old characters to turn into sad parodies of themselves.

"Luke Skywalker was a hero for the ages," Lucasfilm Producer Kathleen Kennedy told reporters. "We're proud of the way we took his character and just ground it into dust, poured gasoline on the dust, lit that dust on fire, and then urinated on the ashes before shoveling up the remains and flushing them down the toilet, after which we condemned everyone who hated what we did to the character as a racist. Ha! Classic!"

Three new Indiana Jones movies are in the works, including a storyline that sees Indy fighting for the good seat at bingo night and failing everyone who ever depended on him in his life. The films will also star Phoebe Waller-Bridge as a delightfully insufferable know-it-all who is good at everything all the time.

At publishing time, sources confirmed there were still some Luke Skywalker fans out there, leading Lucasfilm to announce a Star Wars reboot that will recast Luke as a Communist black trans woman.

*.*

Oneliners:

There was a time when we printed out maps from Mapquest and traveled like pirates.

I hate it when you offer someone a sincere compliment on their mustache and suddenly, she's not your friend anymore.

Every rule has an exception, especially this one.

By the time I realized my parents were right, I had kids that didn't believe me.

If you can buy a person's friendship, it is not worth it.

Marriage is like a tourniquet; it stops your circulation.

The road to success is marked with many tempting parking places

God speaks to us in hunches.

You'll notice that a turtle only makes progress when it sticks out its neck

No matter how bad it gets, I'm rich at the dollar store.

*.*

The phone rings, I answer.

The voice at the other end says, "I have all your passwords!" and I quickly reply, "Thank you! Let me grab a pencil."

Quote of the Times;
“We are happy when we are growing.” - Yeats

Link of the Times;
This Is the Final Battle – With You at My Side We Will Demolish the Deep State:
https://www.thegatewaypundit.com/2023/06/this-is-final-battle-you-my-side-we/

Issue of the Times;
Fake News and Government Pushing Climate Change Conspiracy Theories by Dr. Joseph Sansone
Satellite images published on The Gateway Pundit showed that a dozen fires a week or so ago in Quebec started at almost the exact same moment. Over a hundred separate fires were reported. This indicates the possibility that it was a deep state attack. The northeastern United States was hit with a haze from the fires. Politicians and the media immediately pushed the man made climate change conspiracy theories in what looked to be a trial run of a climate change lockdown as people were advised to stay indoors.

Canada’s Psychopathic authoritarian prime Minister Justin Trudeau immediately blamed the fires across Quebec as a result of climate change. Almost on cue New Jersey psychopathic authoritarian governor Phil Murphy pushed the same conspiracy theory:

Make no mistake, from the wildfires in Canada to those cropping up with increasing frequency and severity in our own backyard, these extreme weather events are tangible – and devastating – evidence of the intensifying climate crisis.

Over a hundred separate fires were reported and all seem to have started within a short period of time. This was documented via satellite imagery. Yet this apparent deep state terrorist attack was ignored and the man made climate change conspiracy theory was promoted by government and media.

According to this man made climate change conspiracy theory, human activity is creating excess C02 in the atmosphere and that is causing global warming. This of course is folly. Astrophysicist Piers Corbyn points out that C02 is an effect of climate changes, not a cause. Corbyn elucidates that C02 has been steadily rising while temperatures on the planet have been oscillating, and that increased C02 levels are actually the result of the Medieval warming period that occurred 500-800 years ago. C02 of course, as Corbyn points out, is the life blood of plant life and is not harmful to the environment. Corbyn also says that lower solar activity and current weather extremes are indicative of being on the cusp of another little ice age. Corbyn also points out that only .3% of scientists publishing papers on climate change attribute it to human activity.

Those pushing the man made climate change conspiracy theories know that climate change is a natural phenomenon. This is why man made climate change conspiracy theorists changed their story over the decades. First pushing a new ice age, then to a depleted ozone layer, then global warming, and finally, to climate change. Climate change is a natural phenomenon that has always occurred. Changing the mantra to climate change is actually a hypnosis technique called utilization. Utilization is a technique where you utilize everything that occurs to deepen the trance state. In the same fashion, when using the climate change boogey man, all changes to the weather are then blamed on human activity. The weather of course, is always changing. Always has, and always will.

While those orchestrating the climate change conspiracy theory are aware of their deception, those following have fallen victim to Group Think, or what is now being called Mass Formation Psychosis. I have written about this issue in an article almost a year ago, entitled, The Psychology of the Climate Change End Times Cult. Essentially, this secular end times cult is driven by a deep seated hatred of self, humanity, and ultimately, God. Think Jonestown on a global level.

Regarding man made climate change, I will repeat what I wrote in that article:

Climate change is almost too stupid to address. Without getting into the weeds on climate change, let’s just consider some basic facts. The climate is and always has been in a constant state of flux. This is a fact. Even the Sahara Desert alternates between a dry and wet climate every 20,000 years. The planet has been warming since the end of the ice age. There have also been periodic increases and decreases in temperature since the end of the ice age. The younger dryas period lasted from 12,900 and 11,600 years ago. In less than a hundred years this cooling period occurred plunging much of North America and Europe back into ice age conditions and ended abruptly approximately 1300 years later. The cooling period toward the end of the Roman Empire and early dark ages and the medieval warming period are examples, as was the mini ice age, where we saw George Washington enduring the chilling cold at Valley Forge. Then there was the warming period which started by the time the American War Between the States raged.

Although, what is not dumb, and quite frankly is rather intelligent, in a twisted Machiavellian sort of way, is the fact that while human activity is not causing climate change, climate changes appear to be occurring through deliberate geoengineering. Climate change is being influenced by human activity, it is just being done on purpose, and not the result of a thriving civilization harming the environment.

In the case of the fires in Quebec, the effect was that a haze covered the northeast. This looks to be a trial run for future climate change lockdowns. An uninformed population can easily be manipulated by the deep state as we have seen. Blocking out the sun for Quebec and the northeastern United States is a way to strong arm the population to obey willingly.

News of the Times;
DOS Attack Against James O’Keefe:
https://www.battleswarmblog.com/?p=55201

US National Debt Hits All-Time High Of $32 Trillion:
https://www.zerohedge.com/economics/us-national-debt-hits-all-time-high-32-trillion

US Government Spent $12,700,000,000 To Bail Out 10 Wealthy Depositors Amid Banking Crisis:
https://dailyhodl.com/2023/06/25/us-government-spent-12700000000-to-bail-out-10-wealthy-depositors-amid-banking-crisis-report/

The American Tyranny That Taxpayers Are Funding:
https://www.americanthinker.com/articles/2023/06/the_american_tyranny_that_taxpayers_are_funding_.html

All aboard the gravy train: an independent audit of US funding for Ukraine:
https://thegrayzone.com/2023/06/27/gravy-train-independent-audit-ukraine/

‘Daniel Penny Effect’ Seen in NYC Subway Attacks:
https://legalinsurrection.com/2023/06/daniel-penny-effect-seen-in-nyc-subway-attacks-including-at-least-one-where-no-one-intervened/

“We’re Coming for Your Children,” Declare “Queer” Pride Marchers in NYC:
https://thenewamerican.com/were-coming-for-your-children-declare-queer-pride-marchers-in-nyc/

LGBT Protesters Allegedly Strip Naked And Play With Children:
https://www.thewashingtongazette.com/2023/06/lgbt-protesters-allegedly-strip-naked.html

Vatican investigates Texas bishop for leading Prayer March:
https://www.bizpacreview.com/2023/06/26/vatican-investigates-texas-bishop-for-leading-prayer-march-against-la-dodgers-over-drag-nuns-1371933/

Pope Francis Welcomes Artist Who Submerged a Crucifix in Glass of Urine:
https://www.thegatewaypundit.com/2023/06/pope-francis-welcomes-artist-who-submerged-crucifix-glass/

Patriot Front unmasked as FEDS pretending to be white supremacists:
https://markcrispinmiller.substack.com/p/patriot-front-unmasked-as-feds-pretending

Offshore Follies:
https://www.powerlineblog.com/archives/2023/06/317745.php

Sweden announces wind and solar "too unstable" to meet country's energy needs:
https://hotair.com/headlines/2023/06/25/sweden-announces-wind-and-solar-too-unstable-to-meet-countrys-energy-needs-n560401

The Ever Growing Trillions of Dollars Per Year Demands to Fight Climate Change:
https://mishtalk.com/economics/the-ever-growing-trillions-of-dollars-per-year-demands-to-fight-climate-change/

Joe Biden Says Putin Is “Losing the War in Iraq”:
https://www.thegatewaypundit.com/2023/06/hes-shot-joe-biden-says-putin-is-losing/
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